Grow your wealth with a simple solution that offers a high interest rate and fixed returns on your savings.
Making it easy to grow your wealth, the Citibank Investor Package offers you a financial solution that is dedicated to building your wealth with efficiency, convenience and fixed returns.
The Citibank Investor Package:
- A high interest Term Deposit
- Citibank Rewards Credit Card – Platinum
- Citibank Plus
Make your funds work harder with the Citibank Investor Package, a smart solution offering fixed returns, a great term deposit rate, fee free transaction account, and zero annual fee on your credit card. It's a savvy collection designed to grow your wealth.
Citibank Term Deposit:
- High interest and guaranteed returns and the flexibility to nominate your own term, from 8 days to 5 years.
- No establishment or account keeping fees.
- Easily calculate how much interest you will earn on maturity.
Citibank Plus:
- Free access at over 3,000 Citibank, Westpac, St George, Bank of Melbourne and BankSA ATMs Australia-wide.
- Free international money transfers from Australia to any account, anywhere in the world.
- Free Visa Debit card, so you can shop online, in-store or overseas using your own money.
Citibank Rewards Credit Card - Platinum:
- $0 annual fee every year, savings of $199.
- 1.25 points per $1 spent on purchases in Australia and 3 points per $1 spent on international purchases, up to 250,000 points every year with Citibank's Rewards Program.
- A range of complimentary insurances including International Travel Insurance, Transit Accident Insurance, Extended Warranty, Purchase Cover and Guaranteed Pricing Scheme1.
Enjoy the Citibank Dining Program:
- You'll receive a free bottle of award winning wine every time dine and pay with your Citibank card at Citibank Dining Program partner restaurants.
Investor offer:
Fixed returns.
$0Annual card fee every year.
Learn more about:
| Minimum opening balance | $10,000 (may differ for special offers). |
| Monthly account keeping fee | $0 |
| Funds at call |  |
| Interest earned | View rates |
| Interest paid | Monthly, quarterly, annually or at maturity |
| Interest calculated daily |  |
| Access with phone banking and written instruction | |
| Unlimited free transactions |  |
| Minimum opening balance | $0 |
| Monthly eStatement | |
| ATM & EFTPOS | |
| Visa Debit Card | |
| Citibank Online | |
| CitiPhone | |
| Cheque | |
| Bank@Post - Australia Post | |
Apply now
Apply now for the Citibank Investor Package to grow your wealth.
What you will need:
You will need the following information to apply for a Citibank Investor Package:
| Proof of age: | You must be over 18 years of age or older. |
| Resident requirement | You must be a resident of Australia. |
| Identification: | You must be able to be identified in Australia at or before account opening. For Citibank Plus you will need to provide at least two of the following forms of identification - Australian drivers licence, Medicare card or Passport, so we can verify your identity electronically. For your Credit Card you will also need to verify your income details. You'll need to supply documents to help us do this, a list below outlines what is required depending on your employment type. |
| Personal details: | Residential address, contact details (for all account holders if applying for a joint account) and your current e-mail address. We will confirm your application and send your electronic notices to this e-mail address. |
| Residential details: | Current residential status (and previous residential details if you have been at your current address for less than three years). If renting or boarding, your landlord or real estate agent's details. Contact details of a relative or friend not living with you. |
| Tax File Number (TFN): | Or valid exemption - you do not have to provide your TFN, but without it we will be required to deduct tax at the top marginal rate. |
| Credit rating: | You must have a good credit rating |
| Taxable income: | You must earn taxable income of $35,000 per year or more |
| Financial position: |
|
To verify your identify and income details for your Credit Card, you'll need to supply documents to help us do this, a list below outlines what is required depending on your employment type.
Please authorise with your employer and/or your accountant that Citibank may contact them to confirm your income and employment details.
All applicants
(please supply all of the following)
- Driver Licence (back side of the driver's license to include change of address) or proof of address (eg. most recent electricity or utility bill)
- Medicare Card or Passport to confirm residency
- Most recent mobile phone bill which reflects your name, address and mobile number.
(please supply any one of the following options):
- Two payslips less than 60 days old (preferred), or
- Letter of employment (should indicate annual income and employment status), or
- Three months of applicant's bank statements showing the regular income, or
- Most recent Individual Tax Return, or
- Most recent PAYG payment summary, or
- Most recent Individual Tax Assessment Notice.
(please supply any one of the following options):
- Two most recent Tax Assessment Notices, or
- Two most recent Income Tax Returns, or
- Two most recent Business/Company Tax Returns, or
- Two most recent Business/Company Profit & Loss Statements
(please supply any one of the following options):
- Two most recent Tax Assessment Notices & two most recent pay slips, or
- Two most recent PAYG payment summaries & two most recent pay slips.
(please supply any one of the following options):
- Annual superannuation statement which includes an indexed pension amount, or
- Most recent Pension statement, or
- Three months of personal bank statements showing regular credit or cash deposits, or
- Most recent Self-managed Superannuation Tax Return less than 15 months old.
Please send documents, together with your full name and DOB to:
| Email: | newcreditapplications1@citi.com |
| Fax: | 1300 301 304 |
| Post: | Citibank Credit Cards, GPO Box 1625, Sydney NSW 2001 |
The Term Deposit rate is based on the deposit amount and term duration.
If you reinvest with us, you will retain the fee free card. However if you choose not to, you will be required to pay the $199 annual fee.
A minimum of $10,000 is required.
Citibank Plus Terms and Conditions (Adobe PDF, 1.5 MB)
Citibank Plus Schedule of Fees and Charges (Adobe PDF, 487 KB)
Terms & Conditions apply and are available on request.
- Complimentary insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citibank, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
Fees, charges and credit criteria apply. Minimum term deposit $10,000. The product, rewards program and Dining Program terms and conditions that apply are available upon request. Deposit accounts issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ('Citibank'). Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. Total balances held by a depositor with Citibank, up to an amount of AUD$250,000, automatically access the Financial Claims Scheme. For more information go to www.apra.gov.au or call 1300 55 88 49. Further information and our dispute resolution process is available at www.citibank.com.au or by phone on 1300 137 931.
New customers only. Offer ends 6th January 2015. If you do not qualify for one or more of the products, we will still proceed with your application for the remaining products, but you will not qualify for the package. We'll give you six months' notice if we vary your package benefits.
© 2017 Citibank, Australian credit licence 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.