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Investing in structured products
Citibank has one of the most extensive ranges of retail structured products in the Australian marketplace, providing access to a range of high-quality, customized and fully-vetted structured investment products.
RISK PROFILE
Moderate-to-high
MINIMUM INVESTMENT
$20,000
RETURN PROFILE
Income or capital growth
Features and benefits
Structured products offer both diversification and a defined return profile; they can be designed to provide returns in rising, flat and even falling markets. Structured products are flexible investments that provide our clients with:
Citibank offers structured products denominated in both AUD and USD, from $20,000 AUD.
Potential risks
Structured products carry different levels of risk, depending on the composition of the issue you invest in. Structured products carry a range of risks, including but not limited to:
Structured products are complex and it is important for you to understand how the investment would perform under a range of market situations before making the decision to invest. The Product Disclosure Statement for each structured product will provide a full list of the risks each is exposed to.
Learn more
Structured products are generally comprised of two underlying investments; an investment-grade bond and an option. Different combinations of these two underlying investments result in a customised structured product that is designed to reduce exposure to falls, but still allows investors to benefit from a flat or rising market, and sometimes even a falling one.
Press play to hear more about structured products at Citibank
How to invest
Investors can purchase structured products, providing:
To find out more about how to make an investment with Citibank, please refer to our How to Invest page.
Useful links
Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it's appropriate for your particular circumstances. You should also obtain and consider the relevant Product Disclosure Statement and terms and conditions before you make a decision about any financial product, and consider if it’s suitable for your objectives, financial situation, or needs. Investors are advised to obtain independent legal, financial, and taxation advice prior to investing.
Investments are not deposits or other obligations of, guaranteed, or insured by Citibank N.A., Citigroup Inc., or any of their affiliates or subsidiaries, or by any local government or insurance agency, and are subject to investment risk, including the possible loss of the principal amount invested.Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Past performance is not an indicator of future performance. Investment products are not available to US people and may not be available in all jurisdictions. All investments are subject to risks and can change in value. Structured products are complex products. You should refer to the Product Disclosure Statement for a full list of risks before making an investment decision.
Investment product. Not a deposit. No bank guarantee. No government guarantee. May lose value.