REFINANCING

At Citibank, we're happy to use the word, Mortgage.

That's because, unlike other banks, we're proud of the flexibility and features our home loan products offer. A Citibank Mortgage is tailored to your needs, bringing the best of global banking to your world, and designed to enable you to get from home loan to home own sooner.

We understand that our customers aren't satisfied with tried and traditional banking methods, but are seeking a bank that can deliver more, helping you to meet your goals and needs. We're about using our global resources to bring the best products and services available to our Australian customers and, as such, we offer products that are markets ahead of the other local banks.

At Citibank we offer:

• Secured, revolving lines of credit at low home loan interest rates.
• Global access to accounts via our online banking service and through our worldwide ATMs located in over 100 countries.
• Free international transfers.
• Regular home loan 'health checks' just to make sure your loan is working for you.
• Up to 7 years of Interest only on (line of credit), or 5 years on the fixed loan portion.
• Up to 5 years of Interest only on Standard Mortgage, Standard Offset Mortgage, and Fixed Rate Mortgage.
• High deposit discounts.
• Packages powered by your home loan that entitle you to lower rates, fee free discounts and personal rewards.