Eligible Transaction is defined in the Citi Rewards Program Terms and Conditions and means;

  • Any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity; or
  • Any Citi PayAll Payments (for Domestic Spend only, International Spend is excluded) but excludes any transaction that you are not permitted to make under your Account Terms and Conditions.

Select your card type:

Rewards

Premier

Prestige

Note: This calculator excludes Citi cardholders enrolled in airline frequent flyer direct earn rewards programs.

Citi Rewards Card

Rewards

Your everyday retail spend can help your Points add up fast
with your Citi Rewards Card.

How many Points can I earn?1

Domestic

Points are earned up to max $10,000
spend per Statement Period

1 Point per
dollar spent

$0 $10,000
$

per Statement Period

International

Uncapped

1 Point per
dollar spent

$0 $10,000
$

per Statement Period

Citi Premier Card

Premier

Your everyday retail spend can help your Points add up fast
with your Citi Premier Card.

How many Points can I earn?1

Domestic

  • 2 Points per
    dollar spent

    Online spend
    $0 $20,000
    $

    per Statement Period

  • 1.5 Points per
    dollar spent

    Fuel, major supermarkets and retail
    $0 $20,000
    $

    per Statement Period

  • 1 Point per
    dollar spent

    All other spend
    $0 $20,000
    $

    per Statement Period

International

2 Points per
dollar spent

All other spend
$0 $20,000
$

per Statement Period

Citi Prestige Card

Prestige

Your everyday retail spend can help your Points add up fast
with your Citi Prestige Card.

How many Points can I earn?1

Domestic

  • 3 Points per
    dollar spent

    Dining, hotels and airlines
    $0 $50,000
    $

    per Statement Period

  • 2 Points per
    dollar spent

    Fuel, major supermarkets and retail
    $0 $50,000
    $

    per Statement Period

  • 1 Point per
    dollar spent

    All other spend
    $0 $50,000
    $

    per Statement Period

International

3 Points per
dollar spent

 
$0 $50,000
$

per Statement Period

Citi Classic Credit Card

Classic / Gold

Your everyday retail spend can help your Points add up fast
with your Citi Classic Credit Card.

How many Points can I earn?1

Domestic

Points are earned up to max $5,000
spend per Statement Period

1 Point per
dollar spent

$0 $5,000
$

per Statement Period

International

Uncapped

1 Point per
dollar spent

$0 $5,000
$

per Statement Period

Reward Points earned in a year

on your Citi Classic Credit Card:

34,200

Points per year

  • 2850 retail spend
    per Statement Period
    (domestic & international)

  • 2850 Points earned
    per Statement Period

A 200,000 Points cap applies over a 12 months period.

Assumptions: Reward Points calculations for retail spend are based on the dollar value of eligible Domestic and International Spend entered in the calculator, your Statement Period retail spend remains constant and our reward Points earn rates for the above product do not change over the year. The calculations do not factor any promotional offers where additional Points may be earned and excludes any refunds or chargebacks. Please note that certain transactions do not earn reward Points as set out in the definition of Eligible Transactions in our Rewards Terms and Conditions.
View our range of eVouchers, travel, points transfer options and more.
Visit Citi Rewards

All rewards are subject to the Terms and Conditions of the Citi Rewards Program. For further information on the points earn, please refer to the Citi Rewards Terms and Conditions here.

Choose another card >

Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions.

Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Citi Premier Credit Card earns 2 Points per $1 for Eligible Transactions made online, 1 Point per $1 spent everywhere else on eligible Domestic Spend and 2 Points per $1 spent on eligible International Spend. The points earn is capped at 200,000 points over a 12 month period. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Points do not expire while the card remains open and in good standing (for example – your account is not in default, suspended or closed).

Transactions made indirectly with the online merchants (e.g. through a third party provider such as BPAY and PayPal), mobile wallet or recurring payments are not eligible for the higher earn rate. Please note, a transaction qualifies as an Eligible Transaction made online if it is made via the internet or a mobile application, which is reflected as an online transaction by system indicators and processed by the respective merchants/acquirers as an online transaction through Visa/Mastercard networks. If a transaction with an online merchant is not classified as an online transaction by the card scheme, it will not be treated as an online transaction for calculating Points. The annual cap will reset on your next statement cycle date following the anniversary of your enrolment to your Rewards program. Please click here for the full definition of Eligible Transactions. The cap includes Points earned on Domestic and International spend.

Important information

1. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. The Citi Prestige Card earns 3 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines, major travel agencies and major travel aggregators. 2 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 1 Point per $1 spent everywhere else on Eligible Transactions. 3 Points per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Please note purchases not ordered or booked directly from a restaurant (e.g. through a delivery company) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a “major restaurant”) will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a “major restaurant” for calculating Points.