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From 15 June 2017, the rate at which the Citi Prestige Rewards Card will earn Points will change:

The current earn rate of 2 Points for Domestic Spend will be removed and replaced with a tiered earn rate based on spend categories; and Points earn on International Spend will decrease from 5 Points per $1 spent to 3 Points per $1

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

Citi Prestige Rewards Card

Domestic Spend earn rate*
  • 3 Points per $1 for selected purchases made and booked directly a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 2 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 1 Point per $1 spent everywhere else on Eligible Transactions

International Spend earn rate*

3 Points per $1 spent on eligible International Spend


From 15 June 2017, the rate at which the Citi Qantas Prestige Rewards Card will earn Points will change:

The current earn rate of 1 Point for Domestic Spend will be removed and replaced with a tiered earn rate based on spend categories; and Points earn on International Spend will increase from 1 Point per $1 spent to 1.5 Points per $1

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

Citi Qantas Prestige Rewards Card

Domestic Spend earn rate*
  • 1.5 Points per $1 for selected purchases made and booked directly a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 1 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 0.5 Points per $1 spent everywhere else on Eligible Transactions.

International Spend earn rate*

1.5 Points per $1spent on eligible International Spend

* Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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From 15 June 2017, the rate at which the Citi Signature Rewards Card will earn Points will change:

  • The earn rate of 1.5 Points for the first $20,000 spent on Domestic Spend each Statement Period will be removed and replaced with a tiered earn rate based on spend categories; and
  • Points earn on International Spend will increase from 1.5 Points per $1 spent to 2 Points per $1 spent.

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

International Spend earn rate*

Card type

 Citi Signature Rewards Card

Domestic Spend earn rate*
  • 2 Points per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 1.5 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers
  • 1 Point per $1 spent everywhere else on Eligible Transactions

International Spend earn rate*

 2 Points per $1 spent on eligible International Spend

*Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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From 15 June 2017, the rate at which the Citi Qantas Signature Rewards Card will earn Points will change:

  • Earn rate for Domestic Spend of 1 Point for the first $3,000 spent each Statement Period and 0.5 Points for spend from $3,001 to $10,000 each Statement Period will be removed and replaced with a tiered earn rate based on spend categories with a new maximum Domestic Spend of $20,000 spend per Statement Period in the 0.5 points spend category, with two other categories not subject to a maximum spend limitation per Statement Period.

The new earn rate is outlined below:

Card type

Domestic Spend earn rate*

Card type

 Citi Qantas Signature Rewards Card

Domestic Spend earn rate*
  • 1 Point per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines^
  • 0.75 Points per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers.
  • 0.5 Points per $1 spent everywhere else on Eligible Transactions for the first $20,000 spent each Statement Period

*Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points.

^ Please note purchases not ordered or booked directly from the restaurant hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate.

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Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). Please note that whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution (including information about the type of business conducted by the merchant). This means that, for example, spend with certain merchants may be characterised as spend with a government related entity and therefore not an Eligible Transaction, even if that merchant is not in fact a government related entity.

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* Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside of Australia. The spend must be an Eligible Transaction as defined in the Rewards Program Terms & Conditions

Note: Annual Percentage Rates and Fees are subject to change

Terms and Conditions, Fees and Charges apply.

Citi
Signature

Citi Signature

75,000 Reward Points on your first spend within 90 days from card approval

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Citi Signature

20.99% p.a.

21.74% p.a.

0% p.a. for 6 months3. Cash advance rate after 6 months.

Up to 55 days interest free on purchases

$100,000

$395 ($199 in the first year)4

$0

Visa only

Citi Signature

$75,000

18

Citi Signature

Earn up to 2 points per $1 spent with the Citi Rewards Program

Redeem your points for Cash Back with Citi Rewards

Citi Signature

Redeem reward points for Velocity and Kris Flyer Programs.

Two complimentary airport lounge visits per year with Priority Pass™ membership8

Complimentary Priority Pass™ Membership & discounted Airport Meet & Assist service

Citi Signature

Citi Signature

Cover for flight delays, cancellations, baggage delays and more10

Up to $500,000 cover10

Citi Signature

Citi Signature

payWave

Citi
Platinum

Citi Platinum

0% p.a. for 24 months on balance transfers with a 2% BT fee (reverts to the cash advance rate)

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Citi Platinum

20.99% p.a.

21.74% p.a.

0% p.a. for 24 months on balance transfers with a 2% BT fee (reverts to the cash advance rate)

Up to 55 days interest free on purchases

$100,000

$49 in the first year, reverting to a discounted annual fee of $149 thereafter.

$90

Visa only

Citi Platinum

$35,000

18

Citi Platinum

1 Citi Reward point per $1 spent on eligible: Domestic Spend* (up to $10,000 per statement period) and International Spend* (uncapped)

Redeem your points for Cash Back with Citi Rewards

Citi Platinum

Redeem reward points for Velocity and Kris Flyer Programs

Citi Platinum

Reserve pre-sale tickets to concerts, shows and sporting events with Visa frontline access

Citi Platinum

Citi Platinum

Citi Platinum

payWave

Citi
Prestige

Citi Prestige

70,000 bonus reward points1

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Citi Prestige

20.99% p.a.

21.74% p.a.

0% p.a. for 6 months2. Cash rate after 6 months.

Up to 44 days interest free on purchases7

$100,000

$700

$0

Visa only

Citi Prestige

$150,000

18

Citi Prestige

- Citi Rewards Program
- $49 fee for the Citi Qantas Rewards Program

Redeem your points for Cash Back with Citi Rewards

Citi Prestige

Redeem reward points for multiple airline and travel reward programs such as; Asia Miles™, Velocity, KrisFlyer, Emirates Skywards Miles or the option to join Citi Qantas Rewards

Unlimited airport lounge access for you and a guest with Priority Pass™ membership6

Citi Prestige

Citi Prestige

Cover for flight delays, cancellations, baggage delays and more5

Citi Prestige

Citi Prestige

payWave

Citi
Clear Platinum

Citi Clear Platinum

A low retail purchase rate of 14.99% p.a.

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Citi Clear Platinum

14.99% p.a.

21.74% p.a.

Refer to Cash Advance Rate

Up to 55 days interest free on purchases

$100,000

$99

$0

Visa only

Citi Clear Platinum

$35,000

18

Citi Clear Platinum

Citi Clear Platinum

Citi Clear Platinum

Enjoy discounts on entertainment, shopping and more with Visa Platinum privileges

Citi Clear Platinum

Citi Clear Platinum

Citi Clear Platinum

payWave

Emirates Citi
World Mastercard®

Emirates Citi Platinum

Enjoy up to 50,000 Skywards Miles(spend criteria apply)

APPLY NOW LEARN MORE

Emirates Citi World

20.99% p.a.

21.74% p.a.

0% p.a. for 9 months3. Cash advance rate after 9 months.

Up to 55 days interest free on purchases

$100,000

$299 ($149 in the first year)

$0

Mastercard only

Emirates Citi World

$75,000

18

Emirates Citi World

1 Skywards Mile per $1 spent on eligible Domestic Spend up to $3,000, then 0.5 per $1 spent (up to $10,000 per statement period)
1.25 Skywards Miles per $1 on eligible International Spend (uncapped)Per $1 spent:
1 Skywards Mile on eligible Domestic Spend up to $3,000, then 0.5 (up to $10,000 per statement period), 1.25 Skywards Miles spent on eligible International Spend (uncapped)

Emirates Citi World

Redeem reward points for Skywards frequent flyer program

Two complimentary lounge passes per year for any Emirates Lounge in Australia when flying Emirates5

One complimentary chauffeur driven ride per year to and from the airport6

Emirates Citi World

Emirates Citi World

Emirates Citi World

Emirates Citi World

payPass

Citi
Qantas Signature

Citi Qantas Signature

50,000 bonus Qantas Reward Points when you spend $2,000 within 90 days

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Citi Qantas Signature

20.99% p.a.

21.74% p.a.

0% p.a. for 6 months4. Cash advance rate after 6 months.

Up to 55 days interest free on purchases

$100,000

$395 ($199 in the first year)2, with an annual $49 fee for the Citi Qantas Rewards Program3

$0

Visa only

Citi Qantas Signature

$75,000

18

Citi Qantas Signature

Citi Qantas Signature

Qantas Rewards Program

Two complimentary airport lounge visits per year with Priority Pass™ membership7

Complimentary Priority Pass™ Membership & discounted Airport Meet & Assist service

Citi Qantas Signature

Citi Qantas Signature

Cover for flight delays, cancellations, baggage delays and more8

Up to $500,000 cover8

Citi Qantas Signature

Citi Qantas Signature

payWave

Citi
Classic

Citi Classic

0% p.a. for 15 months on balance transfers (1.5% BT fee applies) - reverts to cash advance rate

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Citi Classic

20.99% p.a.

21.74% p.a.

0% p.a. for 15 months (1.5% balance transfer fee applies) - reverts to cash advance rate

Up to 55 days interest free on purchases

$100,000

$49 first year, $99 thereafter

$15

Visa only

Citi Classic

$25,000

18

Citi Classic

Domestic: 1 point per $1 spent (up to $5,000 per statement period)
Overseas: 1 point per $1 spent (uncapped)

Redeem your points for Cash Back with Citi Rewards

Citi Classic

Travel Deals and Extras

Citi Classic

Citi Classic

Citi Classic

Citi Classic

payWave

Citi
Simplicity

Citi Simplicity

No late fees. No annual fee. Never ever.

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Citi Simplicity

19.99% p.a.

19.99% p.a.

0% p.a. for 6 months - reverts to cash advance rate.

Up to 55 days interest free on purchases

$100,000

$0

$0

Visa only

Citi Simplicity

$35,000

18

Citi Simplicity

Citi Simplicity

Citi Simplicity

Enjoy discounts on entertainment, shopping and more with Visa Platinum privileges

Citi Simplicity

Citi Simplicity

Citi Simplicity

payWave