Apply now and you'll receive a Balance Transfer rate of 2.9%p.a. for 12 months.* Save at BP ∆   10% off your petrol and everything else you buy at BP for three months∆ Save on all purchases^   Save 1% on all other purchases made with your BP-Citibank MasterCard. Generous credit limit up to $25,000◊   BP-Citibank MasterCard gives you a higher credit limit so you have the purchasing power and financial flexibility you need. Up to 55 Days Interest-Free   Enjoy up to 55 days interest-free on retail purchases   0% on balance transfers for 6 months1 Citibank World Privileges   Access to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops and services worldwide Enjoy a low rate of 11.99%p.a.Ø on purchases Generous credit limit up to $20,000◊   Apply now and you'll receive a Balance Transfer rate of 2.9%p.a. for 12 months.* Free International Travel Insurance#   Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items. Automatic FREE access to a superior Rewards Program+   You'll earn Reward points every time you use your Citibank Credit Card, which you can choose to redeem for a great range of items and vouchers, including Qantas Frequent Flyer points. Earn 1 reward point for every $1 spent – Giving you more points sooner Access to Citibank World Privileges   It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you. Purchase Cover#   Use your Citibank Gold Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.   Apply now and you'll receive a Balance Transfer rate of 2.9%p.a. for 12 months.* Personal Concierge Service 24/7   The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week. Personalised Rewards Program   Free Personalised Rewards Points Program with reward points that never expire and can be redeemed for anything from Qantas Frequent Flyer points to school fees to your car registration. Peace of mind   When you buy eligible products with your Citibank Platinum Credit Card you’ll receive and extended warranty for a period of up to 12 months# Generous credit limits up to $100,000   Citibank Platinum gives you a higher credit limit so you have the purchasing power and flexibility you need.   Terms and Conditions Terms and Conditions apply (available upon request). Subject to your acceptance you will be billed an annual account fee which is currently $79 for BP-Citibank MasterCard. * The 2.9% p.a. interest rate applies only to balances transferred on the BP-Citibank MasterCard for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard credit card rates are currently 19.89% p.a. for the BP-Citibank MasterCard. These rates are variable, subject to change and Citibank’s credit criteria. Interest rates last updated 27/03/08. Δ 10% cash back rebate with BP applies for up to 3 months commencing from the date of approval of your new Card. At the end of the three month period, the cash back amount for all purchases made at BP will revert to the standard cash back offer of 5%. The cash back rebate at BP is limited per account to the first $300 you spend at participating outlets each Statement period. Offer valid for all applications approved before 30 June 2008. ^ All other Retail Purchases and bill payments (excluding purchases at BP or Hero Partner outlets) made using your Card will give you 1% Cash back on the first $60,000 spent on your Account in any 12 month period from the date you are enrolled in the BP-Cash Back program. All Cash Back will be automatically credited to your Account at the start of the next Statement Period. The Cash Back amount earned in your monthly statement period (e.g. Jan 15 - Feb 14) will be reflected in a Cash Back summary on that month’s statement (e.g. Feb statement). This Cash Back will then be credited on the first day of the next Statement Period (e.g. Feb 15). Accumulated benefits are forfeited if the account is suspended or closed. ◊ Actual credit limit will be assigned based on Citibank's credit criteria. © 2008 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world. Terms and Conditions Terms and Conditions apply (available upon request). Subject to your acceptance you will be billed an annual account fee which is currently $119 for the Citibank Gold card. * The 2.9%p.a. interest rate applies only to balances transferred on the Citibank Gold card for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard credit card rates are currently 20.74% for Citibank Gold card, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 27/03/2008. # International Travel Insurance, Purchase Cover and Extended Warranty Insurance is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions. Please refer to the Terms and Conditions for a full explanation of cover and exclusions. + Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open. © 2008 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world. Terms and Conditions Terms and Conditions apply (available upon request). Subject to your acceptance you will be billed an annual account fee which is currently $250 for the Citibank Platinum card. * The 2.9%p.a. interest rate applies only to balances transferred on the Citibank Platinum card for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard credit card rates are currently 20.74% for Citibank Platinum card, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 27/03/2008. © 2008 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world. Terms and Conditions Terms and Conditions apply (available upon request). Subject to your acceptance you will be billed an annual account fee which is $79 for the Citibank Clear card. 1 The 0%p.a. interest rate applies to balance transfers with this offer for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the standard Clear card interest rates. Ø The standard credit card rate for the Citibank Clear Card is 11.99% p.a. on purchases and 18.49% on cash advances. These rates are variable, subject to change and Citibank’s credit criteria. Interest rates last updated 27/03/08. ◊ Actual credit limit will be assigned based on Citibank's credit criteria. © 2008 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world.