By selecting both Fixed and Variable interest options, you are selecting the Split Loan option that combines a fixed and variable rate portion.
The Citibank Low Deposit Home Loan is available for owner-occupied purchases only and repayments must be principal and interest or interest-only loans converting to principal and interest after five years. It is available up to 90% LVR (inclusive of Lender Mortgage Insurance premium). Conditions apply.
It is important that correct income information is provided in the self-certification declaration form and your mortgage application, as these will be used to determine your ability to repay the loan. In addition, you will be required to provide BAS statements and must have a registered ABN for at least 24 months.
So here are the best loans we have for you. You can cross-compare two or more loans by ticking the boxes and clicking 'Compare best loans'. Or you can move straight to Step 3 by ticking all or any of the loans that interest you and clicking 'Next'.
Mortgage Power
Basic Mortgage
Standard Mortgage
Step 2. Best loans for your needsSo here are the best loans we have for you. You can cross-compare two or more loans by ticking the boxes and clicking 'Compare best loans'. Or you can move straight to Step 3 by ticking all or any of the loans that interest you and clicking 'Next'.
Congratulations on taking the first step towards building your future wealth with Citibank. Based on your selections, the most appropriate loan(s) we have for you are:
You're now in an excellent position to discuss a more personalised solution by talking with one of our mortgage specialists - as well as the opportunity to negotiate the best rates and terms! Simply click below to arrange for an instant pre-approval or alternatively you can complete our contact us form to arrange for a mortgage specialist to contact you at a convenient time.
What happens next? Once you have completed the pre-approval and submitted your contact details through the short form provided one of our mortgage specialists will contact you within 24 hours to discuss your loan options, along with ways to structure your loan to save money. Then, if you like, they'll send you a more detailed loan brochure together with an application form - or they can complete this for you over the phone. And relax; this entire process - including your application - carries no obligation until you agree you'd like to proceed with one of our loans.
Please note, this is general advice only. For a detailed review of your needs, contact us on 1300 361 922 (Mon to Fri, 9am to 5pm AEST). The information shown in this loan selector is indicative and acts as a guide only. It does not constitute a quote nor an approval for the loan. All loans and securities subject to Citibank's credit criteria. Establishment and, where applicable, legal fees apply. Terms and conditions available on request. Fees and charges apply.
